Jennifer Knolton

by Jennifer Knolton

Considering selling this spring? Here are 3 tips to get your home ready for the market.

1) Clean & organize. End to end, clean everything! While you are cleaning, declutter. Remove unnecessary items. If you aren’t going to use it before you move, pack it up. Less clutter makes for roomier appearance and easier to keep clean.

2) Catch up on deferred maintenance. Drippy faucets can be tightened up or easily remedied with a new gasket. Have HVAC units inspected and serviced. Put a new coat of paint on exposed wood. It could save you from issues arising during inspection periods

3) Remove highly personalized items. You may love your collection of hello kitty clocks, but others may find them distracting or unattractive. Pack them up so that they will be ready for the move to your next home. Additionally, if you have very boldly painted walls, you might consider painting them a more neutral color.

When potential buyers call you out for these things, it may seem petty. None the less, all these things can impact the value they see in your home. My goal is for sellers to net the best potential profit from the sale of their property. If you would like a constructive opinion of the preparation that would have the most impact, give me a call.

*BONUS TIP* Make sure all light bulbs are operational and, for the best impression, change them all out to matching bright tones.

HOMEOWNERSHIP FOR HEROES

by Jennifer Knolton

Attention:
Veterans
Active Duty
National Guard
Reservists
Firefighters
Police
EMT
Paramedics

Starting March 1st (NEXT WEEK!)
THDA loan program “HOMEOWNERSHIP FOR THE BRAVE” will change its program to “HOMEOWNERSHIP FOR HEROES.” What this means is they are extending its benefits to all of those listed above. Homeownership for the Heroes is a type of Great Choice Home Loan that offers financial assistance along with these added benefits:

• Reduced interest rate by half percentage point (0.5%)
• Waive requirements to be a first-time homeowner in all areas of Tennessee for qualified military or veterans.
• Borrow up to 100% of home’s purchase price with a VA or USDA-RD loan or 96.5% with FHA loans.
• 30-Year Term – Your monthly payments are spread out across 30 years to keep them affordable.
• Fixed Interest Rate – The interest rate never changes throughout the entire life of the loan.
• Minimum Credit Score – The credit score of everyone on your loan application must be at least 640. If you do not know your credit store, your lender can check for you. If your credit score is too low, you can work with a THDA-certified counselor to improve your score.
• Household income and purchase price limits – The maximum of your total household income and the price you can pay for a home and still qualify for the Great Choice Home Loan program varies by county. See the full chart of income and purchase price limits.
• Down Payment Assistance – Homeownership for the Heroes includes the option for our Great Choice Plus financial assistance with your loan-related expenses, including down payment (if borrowing less than 100%) and/or closing costs.

Pairing this loan program with my complimentary home warranty for the same group makes March 1st a great day to start your home ownership journey. I am a THDA approved REALTOR® so give me a call to learn more about this fantastic opportunity.